The Pradhan Mantri Jan Arogya Yojana (PM-JAY), also known as Ayushman Bharat Yojana, is one of India’s largest government health insurance schemes. It provides a cover of ₹5 lakh per family per year for secondary and tertiary healthcare services, targeting poor and vulnerable families.
In this article, we will guide you step-by-step on how to register for PM-JAY and check if you are eligible to receive benefits.
What is PM-JAY?
Launched in 2018 under the Ayushman Bharat initiative, PM-JAY aims to reduce the financial burden of hospital bills for economically weaker sections by offering cashless and paperless hospitalization services across India.
Key Features of PM-JAY
- Health insurance cover of ₹5 lakh per family per year.
- Cashless treatment at empaneled public & private hospitals.
- Covers 1,500+ medical procedures including surgery, day care, and diagnostics.
- Applicable across India.
- No limit on family size, age, or gender.
Step-by-Step Guide to Register for PM-JAY
Step 1: Check Your Eligibility
Visit the official Ayushman Bharat PM-JAY website:
👉 https://mera.pmjay.gov.in
- Enter your mobile number and captcha code.
- Verify with OTP.
- Select your state and search by name, mobile number, or ration card number.
If your name appears in the list, you’re eligible!
Step 2: Visit the Nearest Common Service Center (CSC)
If eligible, you need to verify your documents at the nearest CSC or Ayushman Bharat kiosk.
Required documents:
- Aadhaar Card
- Ration Card
- Mobile Number
- Address Proof
- Passport-size Photo
Step 3: Get the PM-JAY e-Card Issued
Once your details are verified:
- The CSC operator will generate your Ayushman Bharat e-Card.
- Your photograph and biometric (fingerprint) will be taken.
- A printed e-Card will be given to you, which can be used at hospitals for treatment.
Step 4: Locate Empaneled Hospitals
To find Ayushman Bharat empaneled hospitals:
- Go to: https://hospitals.pmjay.gov.in
- Choose your state and district to see the list.
- You can also call the Ayushman Bharat helpline at 14555.
Important Tips
- Registration for PM-JAY is free; beware of agents asking for money.
- Carry your original documents when visiting CSC.
- Make sure your mobile number is linked with Aadhaar for faster verification.
- Save a digital copy of your e-card for emergencies.
Who Can Avail PM-JAY?
- Households identified as poor in the Socio-Economic Caste Census (SECC) 2011.
- Daily wage workers, landless laborers, street vendors, and construction workers.
- Automatically eligible for people already enrolled in RSBY (old health scheme).
Common FAQs
Q. Can I apply online myself?
No direct online application is available. You must check eligibility online, then register at a CSC center.
Q. Is there a fee for getting the Ayushman Card?
The registration is free, but some centers may charge ₹30–₹50 as a card printing fee.
Q. Can I use it outside my state?
Yes, PM-JAY benefits are portable across India.
Conclusion
The Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a revolutionary health scheme launched by the Government of India to ensure that no citizen is denied quality healthcare due to lack of money. It provides financial protection up to ₹5 lakh per year per family, covering a wide range of treatments at both public and private hospitals. With the cashless and paperless facility, it makes the hospitalization process smooth, quick, and stress-free for economically weaker families.
If you or your family members are eligible under this scheme, don’t delay. Register for the Ayushman Bharat Card at your nearest CSC center and keep your documents ready for verification. Once your e-card is issued, you can avail of free medical treatment across thousands of empaneled hospitals in India.
This scheme not only reduces the burden of high medical expenses but also ensures timely and quality healthcare for millions. So take advantage of this government initiative and secure your family’s health and future.
Also Read : Top 5 Government Schemes for Small Business in India